Top 7 online safety tips

 

 

 

There’s no doubt that scammers and fraudsters are going to work as hard to get much out of shoppers the following weeks of Black Friday & Cyber Monday followed by Christmas shopping. What aRe the top five safety tips to consider:

Cloned Websites

This is very common despite that most shoppers do not even take notice. Cloned websites look and feel the same with the same logo, so that it is very difficult for ordinary shopper to detect. This means whoever uses the cloned websites will have their card details stolen, and of course no order will ever be delivered. What are the common giveaways to detect cloned websites? The most common is the name, look for the true name, for instance, we can have amaxon.co.uk instead of amazon.co.uk. Look for the green padlock which indicates security, although Google says there are many greenpadlocks now that it is looking at changing that algorithm. The green padlock can be put there to help deceive you further.

Another giveaway is bad spelling and or grammar, someone said here is your ‘attashement’ instead of attachments, and or we have ‘theze’ products on offer for you etc.

Look also critically at the website, does it look professional enough, this is another giveaway if you want to take care.

Copycats e-mails

Are made to see like they come from organisational giants like BT, HMRC, Microsoft, Yahoo and Outlook. The recent one I received from Outlook was telling me I need to increase my email capacity, otherwise I my account will be deleted, as I have used all my mail capacity on outlook. The copycats emails letters also have original logos, so you really have to careful in order to detect the truth. These emails, otherwise called phishing scams, always contain a link for you to click to update. Do not click on any link on these e-mails, all links have phishing links even the one that says, ‘IF YOU NO LONGER WANT TO RECEIVE EMAIL FROM US, CLICK HERE’. Just delete immediately, or if you have an outlook account, it can be reported as a phishing scam.

 

Online reviews

Is the merchant name new or unfamiliar to you, you can always detect by reading online reviews like in TRUSTPILOT. You can also use search engines like Google, Yahoo and others to learn more about the merchant. If the name does not come out, then you know it is fake.

Unsecured Wi-Fi

Yes, it is true that you want to surf, and carry out important transaction including online shopping on the go, unsecured Wi-Fi is one that can be easily accessed by cybercriminals, including stealing your personal and sensitive data. Never use free and unsecured Wi-Fi, any open zone Wi-FI for that matter.

Use credit card

Always use your credit card. Luckily EU has now scrapped the etra charges made by merchants for paying with a credit card, making it a lot cheaper for you to buy by credit card. Credit card payment gives a higher guarantee on your purchases, making it very easy to retrieve your money from any unscrupoluos merchant. All you have to do is to report to your card company with the necessary details. Not only can they refund your money, they will also ‘flag’ information about the merchant, and share such information with others.

Update softwares always

For security reasons, software need to be regularly updated when updates become available. This is because update always improve on security, and made available to users.

Use strong passwords

Using strong passwords that contain, upper and lower cases, numbers and special characters cannot be easily identified or hacked, giving you extra security.

 

Tips to change your life in 2019

 

 

 

We said again and again that the future is online, and the earlier you get into it, the better. This is based on fact, and the trend of human purchasing system, the future is definitely online. We now want to give you certain tips to enhace your success in the coming year.

A secondary income

Are you just starting out in an online business? it is good to still keep your day job, to pay your bills. A  secondary income will reduce your frustration and stress regards money, thereby giving you a better chance of success. You must realise that an online business is one of slow growth, so it needs time to become profitable, and you will need to spend on adverts and few other things for your business to become successful.

Live frugally

At least for the time being of building your online business, minimise your outgoings to only the essentials. This way, you will have that extra to spend on your online business.

Positive mindset

Always base your decision on facts, reality and positive mindset. This is because mind plays an important part in achieving your results. Whatever you think you can, or cannot you are right. Set  your mindset on an ‘I CAN ACHIVE IT’ mode.

This means always celebrate your success, and view failure as a learning curve, learn the lesson and move on. You must realise that failure is a critical part of success. Never to fail is never try it out, which is even worse. The worse kind of risk is NEVER to take any risk.

Be consisent

in taking daily action. Work consistently on your business. Let the purpose of why you are starting an online business fuel you towards progress. Think about achieving financial freedom, working for your self and having the essential time to do what you want to do including traveling the world.

Be resourceful

This simply means conduct your affairs in a way that is ready and want to help others. This is an excellent way of achieving success, as you build relationship along  the way of friendship. An essential tool for online work is building your list, your list is number one contact. Are you ready to help and support, even going the extra mile? If you are that person, then your success is assured.

Invest in yourself. invest in your business

This simply means get the right and necessary education. Only those investment will pay you high dividend and yield in the future. Don’t be mean in spending money on those things that will improve your business. What you should focus on is spending a pound to get two back.  Also leverage on the use of technology in your business, do not lag behind, spend money on latest tools to enhance your business.

Be careful who you take advice from

This is an important aspect of a mindset. Only surround yourself with those you want to trade lifestyle with i.e. people who are achivers themselves, people who understand your struggles, not those who would discourage and put you down.

Don’t give up and quit

Of course you will get to a point where you think there’s no point in going further. My advice is that don’t quit. Never give up, because quitters never win. Online business is never easy, never smooth, full of scams, but there are legitimate ones, and you can make yourself a sustainable income streams ONLY if you don’t give up.