Mobile phone scams or ‘smishing’ as it is called, is where scammers send a text or link to your phone, purporting to be from your bank, energy provider or even tax authority trying to get you to give out sensitive information .
Mobile phone scams have more than double recently because more and more people are now using their mobile for surfing and for other online services. So scammers find this a haven for fraudulent work.
How ‘smishing’ work
Scammers here pretend to that the message they send you is very urgent, which you need to respond to immediately. They might say, they need to confirm a payment request from your bank or similar issue like that. Sometimes they can ask for your bank details or pin, they will say this is to confirm whether it is you. The essence is to steal your identity for a more sophisticated fraud.
How to be safe from scams
- Do not give out any personal information on the phone to callers, even if they said they are from a legitimate company.
- Do not call them back immediately or on the phone number they gave you.
- Drop the phone immediately, just hang up on them.
- If you want to be sure, get the company phone number directly from phone book, before calling to check from them.
- Do not open any link just delete immediately.
Ignore a call or email you do not recognise
You are wise to ignore any call or mail you do not recognise. This is because scammers are now likely to make threatened call asking for immediate payment, which otherwise will make you suffer catastrophe.
Scammers are likely to present themselves as your energy provider, lottery officials, tax office, insurance agents, computer technicians, or charity organisation.
Just hang up on them, or better still do not pick up.
Organisation now help to limit scammers operation
Most internet giants are now helping to at least limit scammers’s operations. Agreed they cannot totally be eradicated. Companies like Microsoft, Yahoo and Google are now ale to encrypt fraudulent links, although most still escape their actions. Microsoft have a way to request users to report scammers email, text or link.