There’s no doubt that scammers and fraudsters are going to work as hard to get much out of shoppers the following weeks of Black Friday & Cyber Monday followed by Christmas shopping. What aRe the top five safety tips to consider:
This is very common despite that most shoppers do not even take notice. Cloned websites look and feel the same with the same logo, so that it is very difficult for ordinary shopper to detect. This means whoever uses the cloned websites will have their card details stolen, and of course no order will ever be delivered. What are the common giveaways to detect cloned websites? The most common is the name, look for the true name, for instance, we can have amaxon.co.uk instead of amazon.co.uk. Look for the green padlock which indicates security, although Google says there are many greenpadlocks now that it is looking at changing that algorithm. The green padlock can be put there to help deceive you further.
Another giveaway is bad spelling and or grammar, someone said here is your ‘attashement’ instead of attachments, and or we have ‘theze’ products on offer for you etc.
Look also critically at the website, does it look professional enough, this is another giveaway if you want to take care.
Are made to see like they come from organisational giants like BT, HMRC, Microsoft, Yahoo and Outlook. The recent one I received from Outlook was telling me I need to increase my email capacity, otherwise I my account will be deleted, as I have used all my mail capacity on outlook. The copycats emails letters also have original logos, so you really have to careful in order to detect the truth. These emails, otherwise called phishing scams, always contain a link for you to click to update. Do not click on any link on these e-mails, all links have phishing links even the one that says, ‘IF YOU NO LONGER WANT TO RECEIVE EMAIL FROM US, CLICK HERE’. Just delete immediately, or if you have an outlook account, it can be reported as a phishing scam.
Is the merchant name new or unfamiliar to you, you can always detect by reading online reviews like in TRUSTPILOT. You can also use search engines like Google, Yahoo and others to learn more about the merchant. If the name does not come out, then you know it is fake.
Yes, it is true that you want to surf, and carry out important transaction including online shopping on the go, unsecured Wi-Fi is one that can be easily accessed by cybercriminals, including stealing your personal and sensitive data. Never use free and unsecured Wi-Fi, any open zone Wi-FI for that matter.
Use credit card
Always use your credit card. Luckily EU has now scrapped the etra charges made by merchants for paying with a credit card, making it a lot cheaper for you to buy by credit card. Credit card payment gives a higher guarantee on your purchases, making it very easy to retrieve your money from any unscrupoluos merchant. All you have to do is to report to your card company with the necessary details. Not only can they refund your money, they will also ‘flag’ information about the merchant, and share such information with others.
Update softwares always
For security reasons, software need to be regularly updated when updates become available. This is because update always improve on security, and made available to users.
Use strong passwords
Using strong passwords that contain, upper and lower cases, numbers and special characters cannot be easily identified or hacked, giving you extra security.